5.0.41.705 Safe to install
Banking on the Go with Happy State Bank Mobile

Happy State Bank Mobile offers a user-friendly interface and convenient features for managing your finances from anywhere, but it may lack advanced functionalities found in bigger banking apps.
The Happy State Bank, a division of Centennial Bank mobile app offers you the convenience to bank securely whenever and wherever you want.
With the Happy State mobile app, you can:
- Open a new account directly from your app*
- Check your account balances
- Deposit checks**
- Transfer funds between eligible accounts
- Pay bills, including other people
- View check images
- Find nearby branches or ATMs
- Review recent transactions
- Access TCalc™ Financial Calculators***
To get started, visit www.happybank.com for instructions on enrolling your device.
*Restrictions and limitations apply to opening deposits and funding methods. Online account opening is available for deposit accounts and is subject to credit approval. You must be 18 years of age and a legal resident of the United States with a working device that meets the required specifications. Not all products are available for all locations or through online account opening. Refer to happybank.com for more details.
**Some restrictions may apply, please contact the bank for further information.
***The information provided by these calculators is intended for illustrative purposes only and should not be relied upon as definitive user-defined parameters. The default figures shown are hypothetical and may not be applicable to your specific situation. It is recommended to consult with a financial professional before making any decisions based on the calculator results.
****Transfers require enrollment and can be made from a Happy State Bank, a division of Centennial Bank consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register in order to receive the money; otherwise, the transfer will be cancelled. Dollar and frequency limits apply.
Message and data rates may apply from your wireless carrier.
Zelle and the related marks are owned by Early Warning Services, LLC and are used here under license.
Member FDIC
Overview
Happy State Bank Mobile is a Freeware software in the category Business developed by Happy State Bank.
The latest version of Happy State Bank Mobile is 5.0.41.705, released on 01/02/2025. It was initially added to our database on 09/19/2023.
Happy State Bank Mobile runs on the following operating systems: Android/iOS.
Users of Happy State Bank Mobile gave it a rating of 5 out of 5 stars.
Pros
- User-friendly interface makes it easy to navigate and use
- Offers secure access to banking services on-the-go
- Provides a convenient way to check account balances and transaction history
- Allows for easy fund transfers between accounts
- Includes features like mobile check deposit, allowing users to deposit checks through the app
- Real-time notifications for transactions enhance account security
- Supports multiple account management in one place
- Compatible with both iOS and Android platforms
Cons
- Limited features compared to full online banking services
- Users may experience occasional app crashes or bugs
- Some users report slow loading times during peak hours
- Not all banking services available through the app; may require online banking for certain transactions
- Requires a stable internet connection for effective use
FAQ
What features are available in the Happy State Bank Mobile app?
The Happy State Bank Mobile app offers features such as account balance checking, transaction history viewing, mobile deposits, fund transfers, bill pay, and location services for nearby branches and ATMs.
Is the Happy State Bank Mobile app secure?
Yes, the Happy State Bank Mobile app uses industry-standard encryption and security measures to protect your personal information and transactions.
How can I download the Happy State Bank Mobile app?
You can download the Happy State Bank Mobile app for free from the Apple App Store or Google Play Store by searching for 'Happy State Bank Mobile'.
Do I need to be a customer to use the Happy State Bank Mobile app?
Yes, you must have a Happy State Bank account and be enrolled in online banking to access the features of the mobile app.
Can I deposit checks using the Happy State Bank Mobile app?
Yes, you can deposit checks via mobile deposit by taking a picture of the front and back of the check within the app.
What should I do if I forget my password for the Happy State Bank Mobile app?
If you forget your password, you can use the 'Forgot Password' feature on the login screen to reset it, or contact customer support for assistance.
Is there a fee for using the Happy State Bank Mobile app?
No, there is no fee for downloading or using the Happy State Bank Mobile app; however, standard data fees from your mobile carrier may apply.
Can I access my business accounts through the Happy State Bank Mobile app?
Yes, if you have a business account with Happy State Bank and are enrolled in online banking, you can access your business accounts through the app.
What do I do if I experience technical issues with the app?
If you experience technical issues with the Happy State Bank Mobile app, try updating your app or device OS. If problems persist, contact customer support for help.
Are there transaction limits when using the mobile deposit feature?
Yes, there are daily and monthly deposit limits set by Happy State Bank for mobile deposits. You can check these limits within the app or by contacting customer support.

Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
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